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Important Notice

If you are traveling outside of the Southeastern United States, please be advised that all “Pay at the Pump” gas purchases will require your PIN number. When asked if your card is a “Debit” card, please select “YES” and enter your PIN number.

Joseph S. Brannen

Joseph S. Brannen worked summers in the bank for his father throughout junior high and high school.  After graduating from law school in 1975, he returned home to open a law practice and became a Vice President and a Director of the bank.  Mr. Brannen became Vice Chairman in 1990 and currently serves as Chairman of the Board and Chief Executive Officer.

Mr. Brannen received a Bachelor’s Degree in Business Administration from Florida State University and a Juris Doctor degree from Florida State University’s College of Law.